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NRI Home Loan

Missing the feeling of home, while staying abroad? We empathize with you, that being an Indian living abroad makes you invariably feel home sick while you reminisce back at the culturally vibrant nation feeling a sense of belonging. We at SBI offer many NRIs (Non-Resident Indians) to get home loans when investing in properties. Getting a home loan is the best way you can financially grow rather than purchasing through your personal funds, mainly when you can invest it elsewhere for better returns

NRI Home Loan Calculator

Loan Amount


Tenure (Year)




Monthly EMI

Principal Amount

Interest Amount

Total amt payable

How to use NRI Home Loan Calculator

You can either enter the amount in figures or you can just select the preferred NRI Home Loan amount from the drag-forward menu. Both are acceptable.

Here are the steps to use the NRI Home Loan Calculator.

  • Enter the amount of NRI Home Loan required by you.
  • Enter the desired tenure of the loan you are looking at.
  • Enter the rate of interest. To make it meaningful, check the ongoing rates in the market for NRI Home Loans.

Once these inputs are put in, you get output at two levels.

At the first level, you get the NRI home loan EMI (Equated Monthly Instalment) payable for the inputs provided. At the second level, you get the total amount payable by you over the tenure of the loan as principal and interest.

Here is what the data you see means.

For example, if you select a Rs.25 lakh loan for a 20-year tenure and at 6.70% rate of interest, your monthly EMI comes to Rs.18,935. Over the tenure of the loan, you will pay back Rs.45,44,365 to the bank, which will include Rs25 lakhs as principal and Rs.20,44,365 as the interest on loan.

Just below the NRI home loan calculator, you can see the entire journey covered in a graph complete with annual drawdown or the year-wise balance amount payable.

Documents required for NRI Home Loan

SBICAP Securities Limited through its division SBI Realty solutions deals in Pre Launch, Under construction, Ready Possession. SBICAP Securities Limited through its division SBI Realty solutions provides a unified platform for exchange of information & facts for buyers, builders & sellers. SBICAP Securities Limited through its division SBI Realty solutions is merely an intermediary for exchange of information to facilitate the transactions between Builder, Developers / Seller and Customer / Buyer and is not and cannot be a party to or control in any manner any transactions/disputes between the Seller and the Buyer. Projects featured on are SBI approved projects only. SBICAP Securities Limited through its division SBI Realty Solutions shall neither be responsible nor liable to mediate or resolve any disputes or disagreements arising between the Buyer & Seller and both Seller and Buyer shall settle all such disputes without involving SBICAP Securities Limited through its division SBI Realty solutions in any manner whatsoever. The Website provides in depth analysis of the Property Market with more than 2400 Under Construction Projects developed, which are currently under development by more than 800 Developers. The website features latest prices, digital pictures of projects in various construction stages. The focus of the website is on Home Buyers looking to buy or upgrade to a New Home or Invest in under construction project or pre-launches by reputed builders.