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How to check sbi home loan application status online

If you have chosen your property and already decided that you are approaching SBI for the loan, the first step is to complete the SBI application. Once the application form is submitted, you may not hear from the bank immediately as they need to do their due diligence.

In the meantime, you can check your SBI home loan application status through a variety of methods. The idea is to understand when your home loan status is approved.

How exactly do you go about check these details?

You can check out the SBI home loan application status either online on the web, or in your mobile app (YONO) or even offline by visiting the nearest branch. The whole idea is that once you have made the SBI application, you don’t just wait for the bank to get back to you.

Access SBI home loan status online or via YONO app

The first method to check the home loan application status is to visit the website of SBI and verify the status online. Normally, the status is updated on a real time basis from about 3 days after the application has been submitted. The output is fairly easy to use and understand.

In addition, SBI customers can also download the YONO app on their mobile phones. You can either walk into any of the branches or use the call centre facility to get the details after authenticating your identity.

1. SBI home loan application status with application ID

This is common to any mode you use to check the loan application status. The Application reference number or application ID is given to you when you submit the home loan application. This application ID is unique to each case. However, the status may not be updated immediately. The banks will take about 4 to 5 days to verify your income documents, bank statement and the basic property paper. It only after that, SBI will give its opinion on whether the application form is accepted or not.

Apart from the credit worthiness of the borrower, SBI will also check for assets and liabilities of the borrower, nature of the job, property papers and title deeds etc. Till SBI gives the final opinion, you can track the updated application status on the website or the app.

2. How to track SBI application id via web portal?

This is a fairly elaborate process and the entire process flow is explained as under for your easy reference.

  1. The first step is to visit the relevant hyper link on the portal. The relevant hyperlink to click on is
  2. The next status to check your SBI application online status is to click on the “Application Tracker” link, available on the right hand side of the page.
  3. Once you click on the application tracker link, you are offered two options and you can track either the sanction status or the disbursal status. Normally, the disbursal follows the sanction process with a time lag.
  4. The output is given when you click on the Track Status button. You can save screen shot of the page for future reference. In case of rejection of the home loan application, you must seek feedback from the bank as to whether the rejection due to income factors or due to property title factors.

3. How to track SBI home loan status via mobile app

Here are the steps to track your application status on the YONO app.

  • Download the SBI YONO app on your registered mobile phone.
  • Click on the Application Tracker option and enter a new page
  • Enter the SBI home loan application reference number and registered mobile number. Once you enter required information, hit the “Track Application” option to view your application status, right in front of you.

4. Home loan status check via branch

In case you are not the online type and prefer to walk across to the bank branch, that option is also available to you. You can carry details like mobile number, application number and date of birth to get this information. Once you offer this information across the counter, you get an OTP (one-time password) to authenticate the request.

5. Checking SBI home loan status via call back option

The customer also has the option to request a call back for updates. You can contact us by sending us a message and requesting a call. You can also send over a mail at

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